The Toolkits
Resources I trust.
Systems I built.
For building, investing and operating, across work and life. Grab the one you need, or take the whole stack.
Featured
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KitFreemiumToolLead NurturingContent CreationEmail MarketingPartner
Email marketing for creators: newsletters, landing pages and automations. Best forCreators and consultants growing an email list. -
AirdnaFreemiumToolTechnologyMid-Term RentalDataReal EstateShort-Term RentalUnderwritingPartner
Short- and mid-term rental market data: revenue estimates, occupancy and comps for any address or market. Best forInvestors sizing up an STR/MTR deal or a new market. -
Eleven LabsFreemiumToolAITechnologyCustomer SupportVoice AgentsContent CreationPartner
Realistic AI voiceovers, voice cloning and voice agents. Best forCreators and businesses that need voiceovers or AI phone agents. - GustoPaidToolHRFinancesTechnologyEmployee BenefitsPaymentsPayroll Payroll, benefits and HR for small businesses. Best forSmall businesses hiring their first employees.
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QuoFree trialToolPhone SystemTechnologyCustomer SupportAIPartner
Business phone system with shared numbers, texting and call logs on the phone you already have. Best forOperators who need a business line without a second phone.
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Life& Foundations
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Life& sees these five foundations as five parts of one successful life. Strengthen one or strengthen all. Here are the tools I recommend to strengthen your foundations.
Learn more about The Life& Company, the membership and its perks at lifeand.co
Source
Type
Cost
Foundation
Category
Toolkits
Foundation Levels
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Free one-on-one mentoring: find a mentor or become one.
FreeOnline ServiceCommunityEntrepreneurship
Best forSharing what you know, and learning from others.
eSIM data plans for 200+ countries, installed in minutes before you fly.
PaidOnline ServiceTravel
Best forBeing online the moment you land, without roaming fees.
Homes and stays around the world, from a weekend to a month or more.
FreeOnline ServiceTravel
Best forStaying somewhere that feels like home, short or long term.
Short- and mid-term rental market data: revenue estimates, occupancy and comps for any address or market.
FreemiumOnline ServiceTechnologyMid-Term RentalDataReal EstateShort-Term RentalUnderwritingPartner
Best forInvestors sizing up an STR/MTR deal or a new market.
Online bank with high yield savings and no monthly fees.
FreeOnline ServiceFinances
Best forPersonal savings, emergency funds and cash reserves.
Premium personal and business cards with strong rewards and travel perks.
PaidOnline ServiceBusinessFinancesTravel
Best forBusiness spending, travel rewards and building business credit.
A guide to the hidden wonders, local food and stories of places around the world.
FreeOnline ServiceTravelCulture
Best forSeeing the side of a city most visitors miss.
A flexible, AI-native CRM that organizes contacts, deals and relationships automatically.
FreemiumOnline ServiceAIStartupsCRM
Best forStartups and small teams that want a modern CRM.
Audiobooks and podcasts for learning on the go.
Free trialOnline ServiceLearning
Best forTurning drive time and workouts into learning.
Personal and business banking with Merrill investing in the same app.
FreeOnline ServiceFinancesBusiness
Best forEveryday personal banking and established businesses.
Banking, rent collection and bookkeeping built for landlords, free to start.
FreemiumOnline ServiceReal EstateFinancesPaymentsMid-Term Rental
Best forRental owners who want each property's money organized.
Motivated-seller lists, skip tracing, driving for dollars and outreach in one platform.
Free trialOnline ServiceReal EstateMarketingWholesaleTechnologyPartner
Best forWholesalers and investors building a consistent deal pipeline.
Licensed therapists online, by video, phone or messaging, on your schedule.
PaidOnline ServiceLifestyle
Best forGetting regular support for stress, focus and life changes.
The largest community for real estate investors.
FreemiumCommunityCommunityReal Estate
Best forLearning and networking with other investors.
Hotels and stays worldwide, with free cancellation on many bookings.
FreeOnline ServiceTravel
Best forBooking hotels quickly with flexible cancellation.
A gift economy where neighbors give and share what they have.
FreeCommunityCommunity
Best forHelping people nearby with what you already have.
Scheduling links that let people book time with you without the back-and-forth.
FreemiumOnline ServiceProductivityBusiness
Best forMaking it easy for people to meet with you.
Sleep stories, meditation and relaxing audio to unwind and sleep better.
Free trialOnline ServiceLifestyle
Best forWinding down at night and falling asleep faster.
Drag-and-drop design for social posts, decks, brand kits, welcome books and print.
FreemiumOnline ServiceMarketingContent CreationBranding
Best forAnyone creating brand or marketing visuals without a designer.
No fee checking and savings, plus some of the best rewards cards.
FreeOnline ServiceBusinessFinances
Best forFee free personal banking and business rewards cards.
Send money, bank, invest and buy Bitcoin from one simple app.
FreeOnline ServicePaymentsFinances
Best forEveryday personal money and simple business payments.
Full service investing, trading tools and banking with no fees.
FreeOnline ServiceFinances
Best forActive and long term investors, plus business retirement plans.
The largest US bank, for personal and business accounts, cards and loans.
FreeOnline ServiceFinancesBusinessReal Estate
Best forPersonal banking, small businesses and investors who want a branch.
OpenAI's AI assistant for writing, research, analysis and images.
FreemiumOnline ServiceAIProductivity
Best forAn all-round AI assistant for everyday work.
One membership for gyms, studios, classes and spas in cities around the world.
Free trialOnline ServiceTravelLifestyle
Best forKeeping a training routine at home and on the road.
Anthropic's AI assistant for writing, analysis, coding and long documents.
FreemiumOnline ServiceProductivityAI
Best forLong documents, careful writing and building tools.
Skip the ID line at airport security, and enroll in TSA PreCheck in the same app.
PaidOnline ServiceTravel
Best forFrequent flyers who want faster, calmer airports.
Sales CRM with built-in calling, SMS and email sequences.
Free trialOnline ServiceBusinessCRMPartner
Best forSales-driven teams that live on the phone.
Courses and certificates from top universities and companies.
FreemiumOnline ServiceLearning
Best forStructured learning with recognized credentials.
Free credit scores, monitoring and tools to improve your credit.
FreeOnline ServiceFinances
Best forPersonal credit health before a loan, lease or card.
Detailed food and nutrient tracker that shows exactly what your meals give your body.
FreemiumOnline ServiceLifestyle
Best forKnowing what you eat, down to the vitamins and minerals.
Analyze rentals, flips and BRRRR deals in minutes with cash flow and return projections.
FreemiumOnline ServiceUnderwritingWholesaleTechnologyFix & FlipReal Estate
Best forInvestors running the numbers before making an offer.
Hire, pay and manage contractors and employees around the world.
PaidOnline ServiceHRPaymentsBusiness
Best forBusinesses with remote or international team members.
Free AI chat with strong reasoning, math and coding.
FreeOnline ServiceAITechnology
Best forReasoning through math, code and logic problems.
Property management software for rent collection, leasing, maintenance and accounting.
Free trialOnline ServiceProperty ManagementMid-Term RentalReal Estate
Best forLandlords managing a small to mid-size portfolio.
Short daily lessons to learn a new language and connect with locals.
FreemiumOnline ServiceCulture
Best forPicking up a language a few minutes a day.
Realistic AI voiceovers, voice cloning and voice agents.
FreemiumOnline ServiceAITechnologyCustomer SupportVoice AgentsContent CreationPartner
Best forCreators and businesses that need voiceovers or AI phone agents.
Personal, handmade gifts from independent makers.
FreeOnline ServiceEcommerceLifestyle
Best forGifts that feel personal.
Find local events, classes and gatherings, or host your own.
FreeOnline ServiceCultureCommunity
Best forDiscovering what's happening around you.
Your Experian credit report and FICO score, with free monitoring.
FreemiumOnline ServiceFinances
Best forChecking and building personal credit, including FICO scores.
Low cost investing, retirement accounts and research in one place.
FreeOnline ServiceFinancesStartups
Best forPersonal investing, retirement and Solo 401(k)s for owners.
AI meeting assistant that records, transcribes and summarizes your calls.
FreemiumOnline ServiceProductivityAI
Best forAnyone on lots of calls who wants notes and action items automatically.
Annual membership with 100+ lab tests and clinician notes on every result.
PaidOnline ServiceLifestyle
Best forA full yearly health baseline from real lab work.
Invest in private real estate and venture funds from a small amount.
PaidOnline ServiceFinancesReal Estate
Best forPassive real estate investing without owning property.
Monthly furnished rentals, booked direct with the owner, for stays of a month or more.
FreeOnline ServiceTravelMid-Term Rental
Best forLiving in a new city for a month or more, and mid-term rental hosts.
Google's AI assistant, built into Gmail, Docs, Sheets and Drive.
FreemiumOnline ServiceProductivityAI
Best forAI help inside the Google tools you already use.
Email with strong search, spam filtering and a custom domain on Workspace.
FreemiumOnline ServiceBusinessProductivity
Best forRunning business email on your own domain.
Raise money for people and causes you care about.
FreeOnline ServiceFinancesCommunity
Best forPooling support fast when someone needs it.
All-in-one CRM, funnels, SMS, email and automation platform.
Free trialOnline ServiceAIBusinessMarketingCRM
Best forAgencies, consultants and investors running lead follow-up at scale.
Find your next book through people you trust.
FreeOnline ServiceLearning
Best forChoosing what to read next.
Shared calendars, booking pages and meeting scheduling.
FreemiumOnline ServiceProductivityBusiness
Best forScheduling calls and sharing availability.
Online documents with live collaboration, comments and version history.
FreemiumOnline ServiceContent CreationProductivity
Best forWriting SOPs, proposals and contracts with a team.
Cloud storage for files, folders and shared team drives.
FreemiumOnline ServiceBusinessProductivity
Best forKeeping deal files and documents in one shared place.
Fast flight search across airlines, with price tracking and flexible date views.
FreeOnline ServiceTravel
Best forFinding the best fare and the best time to book.
Quick forms and surveys that collect answers into Sheets.
FreemiumOnline ServiceProductivityMarketing
Best forIntake forms, surveys and simple applications.
Find local spots, save lists and get around any city, even offline.
FreeOnline ServiceCultureTravel
Best forExploring a new city and saving places worth going back to.
Video meetings in the browser, linked to every calendar invite.
FreemiumOnline ServiceBusinessProductivity
Best forClient calls and team meetings with no install.
Google's AI research assistant that answers questions from your own documents.
FreemiumOnline ServiceProductivityAI
Best forResearch, studying and summarizing long documents.
Online spreadsheets for models, trackers and shared data.
FreemiumOnline ServiceFinancesProductivity
Best forDeal analysis, budgets and team trackers.
Online presentations built and edited together in real time.
FreemiumOnline ServiceContent CreationProductivity
Best forPitch decks, investor updates and training slides.
A second phone number for calls, texts and voicemail on any device.
FreemiumOnline ServiceBusinessCustomer Support
Best forA separate business line without a second phone.
xAI's AI assistant with real-time access to posts on X.
FreemiumOnline ServiceAI
Best forFollowing news and conversations as they happen.
Payroll, benefits and HR for small businesses.
PaidOnline ServiceHRFinancesTechnologyEmployee BenefitsPaymentsPayroll
Best forSmall businesses hiring their first employees.
Guided meditation, focus and sleep sessions for a calmer, clearer mind.
Free trialOnline ServiceLifestyle
Best forBuilding a short daily habit for focus and stress.
Compare and enroll in ACA health plans, with subsidies applied, in a few minutes.
FreeOnline ServiceInsuranceLifestyle
Best forSelf-employed people and founders getting their own health insurance.
Automates guest messaging, reviews and calendars across your booking channels.
Free trialOnline ServiceMid-Term RentalReal EstateShort-Term RentalTechnology
Best forSTR hosts who want to run listings hands-off.
AI image generator that handles text, logos and graphic design well.
FreemiumOnline ServiceContent CreationProductivityBrandingAITechnology
Best forQuick brand graphics, mockups and concepts.
Free property management software for landlords: rent, leases and maintenance.
FreeOnline Service
Best forIndependent landlords managing their own rentals.
Data on active real estate investors and cash buyers in your market.
PaidOnline ServiceReal EstateWholesaleAITechnology
Best forWholesalers building a cash-buyer list.
Finds tax write offs automatically and files with a tax pro's review.
Free trialOnline ServiceBusinessFinances
Best forFreelancers, creators and solo business owners.
Fast, data driven loans for fix and flips and rental properties.
PaidOnline ServiceFix & FlipReal EstateFinances
Best forReal estate investors funding flips, BRRRR and rentals.
Email marketing for creators: newsletters, landing pages and automations.
FreemiumOnline ServiceLead NurturingContent CreationEmail MarketingPartner
Best forCreators and consultants growing an email list.
Group cards everyone can add messages, photos and videos to.
FreemiumOnline ServiceCommunity
Best forCelebrating someone with the whole group.
Landing page and pop-up builder built to turn visitors into leads.
Free trialOnline ServiceTechnologyMarketingPartner
Best forLaunching offers, lead magnets and campaigns fast.
Fast, app based renters, home, pet, car and life insurance.
PaidOnline ServiceInsuranceFinances
Best forPersonal renters and home insurance, set up in minutes.
Free ebooks and audiobooks from your local library.
FreeOnline ServiceLearning
Best forReading and listening more without buying.
The professional network for your career, business and reputation.
FreemiumOnline ServiceBusinessCommunity
Best forBeing findable and staying connected to your professional world.
Business, tech and creative courses tied to your career.
Free trialOnline ServiceBusinessLearning
Best forBuilding skills that show on your profile.
Health savings account with no monthly fees: pay for care tax free and invest what you don't spend.
FreeOnline ServiceLifestyleFinances
Best forAnyone on a high-deductible health plan.
Event pages, invites and RSVPs for meetups and gatherings.
FreemiumOnline ServiceCommunity
Best forHosting events people want to attend.
Visual automation platform that connects your apps and AI into workflows.
FreemiumOnline ServiceAITechnologyProductivity
Best forAutomating repetitive work without code.
Automates Instagram, Facebook and SMS conversations to capture and qualify leads.
FreemiumOnline ServiceMarketingAICustomer Support
Best forTurning DMs and comments into leads.
Prescriptions at manufacturer cost plus a flat markup, with prices shown upfront.
PaidOnline ServiceLifestyle
Best forPaying a fair, clear price for everyday medications.
Learn from the best in the world at what they do.
PaidOnline ServiceLearning
Best forLearning from people at the top of their field.
Organize meals and help for someone who needs it.
FreemiumOnline ServiceCommunity
Best forRallying a group to bring meals to a friend.
Local groups and events for every interest, from hiking and food to founders and investors.
FreemiumOnline ServiceCommunityCulture
Best forFinding your people in a new city, fast.
Online business banking built for startups.
FreemiumOnline ServiceStartupsFinancesBusiness
Best forNew companies opening their first business account.
Meta's free AI assistant inside WhatsApp, Instagram and Facebook.
FreeOnline ServiceContent CreationAI
Best forQuick AI help right inside your messaging apps.
See every account, budget together and track net worth in one app.
Free trialOnline ServiceFinances
Best forPersonal and household budgets, couples and net worth tracking.
Flexible work management for projects, workflows and teams.
FreemiumOnline ServiceTechnologyProductivity
Best forTeams that need visual project tracking.
The most widely used food log, with the largest food database and barcode scanning.
FreemiumOnline ServiceLifestyle
Best forBuilding a simple daily habit of tracking meals.
All-in-one workspace for notes, docs, databases and projects, with AI built in. I run all my businesses on it.
FreemiumOnline ServiceBusinessAIProductivity
Best forBuilding a personal or business operating system.
Primary care membership with app booking, same or next day visits and 24/7 video care.
PaidOnline ServiceLifestyle
Best forBusy people who want a doctor they can actually reach.
Book a table for the dinners that mark the moment.
FreeOnline ServiceCultureLifestyle
Best forCelebrating over a great meal.
AI turns long videos into short, captioned clips for social.
FreemiumOnline ServiceContent CreationAI
Best forRepurposing podcasts and long videos into shorts.
Smart ring that tracks sleep, recovery and readiness without a screen on your wrist.
PaidOnline ServiceLifestyle
Best forImproving sleep and knowing when to push or rest.
Designer digital invitations and cards, with printed versions too.
FreemiumOnline ServiceCulture
Best forInvites for the moments that deserve a proper card.
Party invites people actually open and RSVP to.
FreeOnline ServiceCultureCommunity
Best forGetting your people in the same room.
Sell digital products, courses and memberships from a free storefront.
FreemiumOnline ServicePaymentsTechnologyFinancesEcommerce
Best forCreators selling templates, guides and courses.
Trusted online checkout, invoices and payments in 200 markets.
FreeOnline ServicePaymentsEcommerceFinancesBusiness
Best forOnline businesses, invoicing clients and buying safely online.
Book unique spaces by the hour for any gathering.
PaidOnline ServiceCommunityLifestyle
Best forFinding the right place to bring people together.
AI search engine that answers with cited sources.
FreemiumOnline ServiceProductivityAIReal Estate
Best forFast research with sources you can check.
Compare life, disability and home insurance quotes in one place.
FreeOnline ServiceInsuranceFinances
Best forFamilies and business owners protecting income and loved ones.
Nationwide property data, comps, lead lists and skip tracing for investors.
Free trialOnline ServiceReal EstateUnderwritingWholesaleFix & FlipTechnology
Best forInvestors and wholesalers finding and analyzing deals.
Accounting software for invoicing, expenses, payroll and taxes.
Free trialOnline ServiceFinancesPaymentsBusiness
Best forSmall businesses keeping clean books.
Business phone system with shared numbers, texting and call logs on the phone you already have.
Free trialOnline ServicePhone SystemTechnologyCustomer SupportAIPartner
Best forOperators who need a business line without a second phone.
Corporate cards and spend management that close the books faster.
FreeOnline ServiceBusinessFinancesStartups
Best forStartups and growing businesses with team spending.
Keep and review the best of what you read.
Free trialOnline ServiceLearning
Best forRemembering and using what you read.
Business banking with up to 20 accounts for budgeting by purpose.
FreemiumOnline ServiceBusinessReal EstateFinancesStartups
Best forSmall businesses, startups and investors running Profit First.
Reservations at the restaurants locals love, with notify alerts for hard-to-get tables.
FreeOnline ServiceCulture
Best forGetting into the best local restaurants.
Free mentoring for small business owners from experienced volunteers.
FreeOnline ServiceEntrepreneurshipBusiness
Best forPassing on what you know to the next owner.
Community, courses and events in one simple platform.
Free trialOnline ServiceMarketingCommunityEntrepreneurshipBusiness
Best forBuilding a paid or free member community.
Podcasts and audiobooks alongside your music.
FreemiumOnline ServiceLearning
Best forFinding ideas and voices worth following.
Fast, affordable landlord insurance for long-, mid- and short-term rentals.
PaidOnline ServiceReal EstateShort-Term RentalFinancesMid-Term RentalInsurance
Best forRental owners shopping for property insurance.
Free bookkeeping, reporting and banking built for rental properties.
FreemiumOnline ServiceReal EstateFinancesProperty Management
Best forLandlords and real estate investors tracking rental performance.
The standard app for runs, rides and workouts, with routes, progress and a community.
FreemiumOnline ServiceLifestyle
Best forStaying consistent with runs, rides and training.
Take payments, subscriptions and invoices online from one account.
PaidOnline ServiceEcommerceFinancesTechnologyPayments
Best forSelling products, services and memberships online.
Health membership that tests 100+ biomarkers and builds a personal health plan.
PaidOnline ServiceLifestyle
Best forTurning blood work into a clear personal health plan.
Short talks from leading thinkers on almost any topic.
FreeOnline ServiceLearning
Best forBig ideas in under 20 minutes.
Practice speaking and leadership with a club every week.
PaidCommunityLearningCommunity
Best forGetting confident in front of people.
Turn your processes into SOPs, onboarding and training so your team runs the business the same way every time.
Free trialOnline ServiceStartupsHRProductivityBusiness
Best forGrowing teams that need documented systems and faster onboarding.
Forward your confirmations and get one clean itinerary for every trip.
FreemiumOnline ServiceTravel
Best forKeeping flights, stays and plans in one place.
Create a will, trust or guardianship online, state specific and legal.
PaidOnline ServiceFinances
Best forFamilies, property owners and business owners planning ahead.
Practical courses on almost any skill, taught by practitioners.
PaidOnline ServiceLearning
Best forLearning a specific skill quickly.
The pioneer of low cost index funds for long term investors.
FreeOnline ServiceFinances
Best forLong term, hands off personal investing and retirement.
The most popular US app for paying friends and splitting costs.
FreeOnline ServicePaymentsFinances
Best forSplitting costs with friends and small side businesses.
Automated investing and high yield cash on autopilot.
PaidOnline ServiceFinances
Best forHands off personal investing and high yield cash.
Free messaging, voice and video calls with anyone, in any country.
FreeOnline ServiceCommunity
Best forStaying in touch across borders at no cost.
Screenless wearable that coaches strain, recovery and sleep every day.
PaidOnline ServiceLifestyle
Best forTraining with intent and balancing effort with recovery.
Send, spend and hold money in 40+ currencies at the real exchange rate.
FreemiumOnline ServiceTravelPaymentsFinances
Best forTravel, international payments and paying global teams.
AI voice dictation that turns speech into polished text in any app.
FreemiumOnline ServiceTechnologyAIPartner
Best forWriting emails and docs faster by talking.
Cloud accounting for invoicing, bank reconciliation and reporting.
Free trialOnline ServiceTechnologyFinancesBusiness
Best forSmall businesses and their accountants.
The zero based budgeting method that gives every dollar a job.
Free trialOnline ServiceFinances
Best forHands on personal budgeting and paying down debt.
Learn almost anything from people who've done it.
FreemiumOnline ServiceLearning
Best forLearning any skill by watching it done.
Free bank to bank transfers that arrive in minutes, inside your bank's app.
FreeOnline ServicePaymentsFinances
Best forPaying friends, family and small vendors from your bank.
Science-led nutrition app that scores everyday food and builds healthier daily habits.
PaidOnline ServiceLifestyle
Best forEating for steady energy and long-term gut health.
Video meetings, webinars and calls that work on any device.
FreemiumOnline ServiceBusinessProductivity
Best forFace-to-face time when you can't be in the room.
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